Due diligence and pricing of credit portfolios in Brazil
Anyone buying or selling a portfolio of non-performing claims in Brazil needs to know what is really in it. We review each lawsuit and each debtor to reach a price you can defend.
What we analyse
- Procedural status of each case: stage, service, attachments, appeals and deadlines
- Limitation, nullity and pending defence risks
- Solvency and traceable assets of debtors and co-obligors
- Existing collateral and how enforceable it is
- Estimated recoverable value and time to recovery
Ranking and price
Each claim is ranked by likelihood and timing of recovery. The result shows where the portfolio’s value lies, which cases deserve immediate effort and which should be written off or sold.
For buyers, this informs the bid. For sellers, it makes it possible to split batches and negotiate on data rather than face value.
Deliverables
- Spreadsheet with the analysis of every case and debtor
- Executive report with the portfolio ranking and recovery estimate
- Strategy and pricing recommendation
Frequently asked questions
Is there a minimum portfolio size?
There is no strict minimum. We review anything from small batches to large portfolios, with scope and timing adjusted to volume.
Can Poursuite buy the portfolio after the review?
Yes. In some cases due diligence is the first step towards an offer for part or all of the portfolio.
How is portfolio data protected?
We sign a non-disclosure agreement before receiving the data and use it solely for the agreed analysis.
Buying or selling a portfolio in Brazil?
Talk to us about volume, type of claim and timing.