We buy judicial claims and litigation portfolios in Brazil
Enforcement in Brazil can take years. If you would rather not wait, you can sell your claim. Poursuite buys judicial and out-of-court claims and pays when the assignment is signed.
How the assignment works
The sale is made by assignment of credit (cessão de crédito) under articles 286 to 298 of the Brazilian Civil Code. The creditor transfers to Poursuite the right to receive the debt, and Poursuite takes the creditor’s place in the lawsuit.
The Brazilian Code of Civil Procedure allows the assignee to continue the enforcement without the debtor’s consent (art. 778). For the seller, the matter ends there: the price is paid, and the cost and risk of collection disappear.
What we buy
- Claims under enforcement of judgments or of enforceable instruments
- Promissory notes, cheques, bank credit notes (CCBs) and defaulted contracts
- Attorney fee awards (honorários de sucumbência)
- Batches and portfolios of lawsuits from financial institutions and companies
How we price a claim
The price depends on the real chance of recovery, not just on the face value. Before making an offer we review the case, the debtors’ solvency, attachable assets and receivables, limitation and nullity risks, and the likely time to payment.
That is why a claim that looks lost may be worth more than expected, when our investigation finds assets that have not yet surfaced in the lawsuit.
Steps
- You send the case number or the documents of the claim
- We carry out the legal and asset review
- We make a purchase offer
- We sign the assignment, pay, and file for substitution in the lawsuit
Frequently asked questions
Do I need the debtor’s consent to sell the claim?
No. Under Brazilian law the assignment does not require the debtor’s agreement; the debtor only needs to be notified. In court, substitution of the creditor does not require the debtor’s consent either.
Can you buy only part of a claim?
We can consider partial purchases or structures in which the creditor keeps a share of the outcome, on a case-by-case basis.
How quickly will I get an offer?
It depends on the information available and the number of cases. For a single claim with an accessible case file, the initial review is usually quick; portfolios take longer.
Want to know what your claim is worth?
Send us the case number. The first review is free.